What TaxLoan.org Covers

What this site covers

TaxLoan.org is not a lender, tax preparer or representative, and it is not affiliated with the IRS. It publishes free, plain-English guides for people who owe the IRS or are waiting on a refund: what happens if you cannot pay, how payment plans work, what refund loans cost and which deadlines matter.

• IRS payment plans — options when you cannot pay a tax bill in full.
• Your rights as a taxpayer — what the IRS can and cannot do.
• Fees and risks of refund anticipation loans — what to check before you sign.
• If your refund is delayed — what to check and when to contact the IRS.
• Key federal tax deadlines — filing, extension and estimated-payment dates.
• Calculators — estimators for planning only.

Looking for paid help?

Anyone paid to prepare a federal return must have a Preparer Tax Identification Number (PTIN) and sign the return. CPAs, enrolled agents and tax attorneys can represent taxpayers before the IRS; you can check credentials in the IRS Directory of Federal Tax Return Preparers with Credentials and Select Qualifications. Taxpayers with low or moderate income may qualify for free preparation through the IRS VITA and TCE volunteer programs, and anyone who owes more than they can pay can apply for an IRS payment plan directly at irs.gov.